The Advantages of Investing in
Performing Mortgages for a Stable and Low-Risk Income
Investing in performing mortgages presents a unique opportunity for achieving
retirement goals through stable, income-generating assets.
Get your investment questions answered
CONTACT USOffers consistent, predictable monthly income, crucial for retirees seeking financial stability without the volatility of traditional stock markets.
Secured by real estate, performing mortgages present lower risk compared to stocks or mutual funds, aligning with the preference for capital preservation.
Supports maintaining your lifestyle in retirement without active employment, providing financial freedom and reducing stress over expenses.
Real estate investments historically hedge against inflation, protecting the purchasing power of retirement funds (with some exceptions).
Offers a way to diversify investment into different geographic areas and markets. Spreads risk through different loan sizes (not all eggs in one basket).
Requires less active management than other secured forms of investment (i.e. real estate).
Easy to understand. Not subject to market manipulation or outsider trading. You don’t need a PHD to understand how it works.
Our Current Offerings
The Opportunity Fund
- Return: 13%
- Investors paid before management.
- Paid quarterly. Ideal for aggressive growth secured by real estate.
- Investment Term: 36 months, with option to renew.
Self-Directed retirement accounts welcomed.
Cash, Trust or LLC funds are also accepted.
Portfolio Composition:
Commercial Bridge Loans
Loan Distribution:
Nationwide
Equity Requirements:
70% CLTV or lower
Risk Profile:
Low
Available to Accredited Investors Only
- Net worth over $1 million, excluding primary residence (individually or with spouse or partner), or:
- Income over $200,000 (individually) or $300,000 (with spouse or partner) in each of the prior two years, and reasonably expects the same for the current year.
The Income Fund
- Return: 8.5 – 10.5%
- Investors paid before management
- Paid monthly. Ideal for steady monthly cash-flow
- Investment Term: 12 months, with option to renew
Self-Directed retirement accounts welcomed.
Cash, Trust or LLC funds are also accepted.
Portfolio Composition:
Residential Loans (owner occupied)
Loan Distribution:
Nationwide
Equity Requirements:
70% CLTV or lower
Risk Profile:
Low
Available to Accredited Investors Only
- Net worth over $1 million, excluding primary residence (individually or with spouse or partner), or:
- Income over $200,000 (individually) or $300,000 (with spouse or partner) in each of the prior two years, and reasonably expects the same for the current year.
Contact us to Discuss Investment
CONTACT USAbout the Management Team
Joshua N. Andrews
Founder
Joshua Andrews is author of Paper Profits – How to Buy and Profit from Notes: A Beginners Guide. Published in 2017, this book more than any other has helped de-mystify the opportunity notes and mortgages provide to the retirement investor.
Joshua purchased his first performing mortgage in 2012 at the suggestion of a mentor. Since that time, he has purchased thousands of loans, been involved in hundreds of collections and foreclosures, and has developed a deep understanding of the mortgage investment and origination industry.
In January of 2020 he founded the investment company Paper Profits LLC. The company focuses on serving investment clients who are focused on retirement income and security.
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Jane Wabs
Managing Partner
Jane Wabs is a licensed CPA with a strong accounting background. She has over twenty years of experience in accounting, tax planning, and retirement investment planning. She is known for being extremely resilient, hardworking, and meticulous. In March of 2020, Jane joined the Paper Profits business as a partner.
After fifteen years of corporate finance and accounting work, Jane went on to own several businesses. Jane has a deep understanding of the mortgage investment market, including how to buy, manage, and dispose of assets for profit. She has contributed a large amount to Paper Profits’ success and the success of its investors.
Jane provides valuable insights, knowledge and understanding of how to structure complicated financial transactions for mutual benefits. She regularly speaks at industry events and works directly with investors.
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Watch the Videos Below for Education on How Performing Mortgages Can Benefit Retirement Planning
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FREE BOOK & CONSULTATION
Get a FREE copy of Joshua
Andrews’ New Book, Paper Profits!
How to Buy and Profit from Notes: A Beginner's Guide: Learn the nuts and bolts essentials of owning mortgage notes and why these assets outperform most asset classes.
Get To Know Us
We focus on providing investment education and opportunities Accredited Investors who are retirement and cash-flow oriented. All forms of self-directed accounts are welcome.
If you would like to discuss your investment needs in a confidential manner, please contact us.